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Über viele Jahre führen wir nun schon in Zusammenarbeit mit den europaweiten Niederlassungen der ING Group die ING International Survey durch. Damit sind wir an einer der größten Studienserien ihrer Art beteiligt.

Die Auswertung der ING International Survey erfolgt in englischer Sprache.
Die Ergebnisse daraus werden regelmäßig via Presseinformation publiziert.

ING International Surveys

13.000 Personen in 13 Ländern Europas (Belgien, Deutschland, Frankreich, Großbritannien, Italien, Luxemburg, Niederlande, Österreich, Polen, Rumänien, Spanien, Türkei, Tschechien) werden regelmäßig über verschiedene Aspekte rund um die Themen „Sparen, persönliche Finanzen, Digitalisierung/Banking und Wohnen“ befragt.

Homes and Mortgages

Our survey finds four in five European non-owners say funding at least one of these alternatives - raising children, renting in a convenient location, repaying education expenses, travelling or enjoying fun hobbies - is more important than saving to buy a house. More about housing affordability you can find in this study.

Our survey finds 56% of the European population believe that their income will remain insufficient to be able to buy a property. But there are large country differences in the reasons why this is so. How does it look like in your country?

Our survey finds 45% of the European population think that their country is on the wrong track when it comes to housing. How does your country compare?

Our survey finds 60% of the European population feel that current housing prices are expensive. Does this lead to staying in current homes for many Europeans?

Our survey finds four in five Europeans say conditions for newcomers to the housing market are worsening. Regardless of age. More information about the challenges of owning a home versus renting, you can find in this study.

Our survey finds 36% of European consumers think that in financial trouble it is the best way that the lender offers more time to repay. But there are telling differences between different countries and financial situations. How does your country compare at this topic?

Our survey finds 73% in Europe think it is better from a financial point of view to buy than to rent. But how is buying a property affordable if 71% in Europe think homes are expensive?

Mobile Payment

Our survey finds 40% of the European population oppose banks offering current accounts in cryptocurrencies. But is cryptocurrency the future of investing?

Our survey finds most Europeans perceive cryptocurrency as a riskier investment than other assets like gold, real estate or government bonds. More information on cryptocurrencies and Bitcoins you can find in this study.

Our survey shows that 60% of the European population pay their purchases by card. Which payment option is the most common in your country?

Our survey finds 91% of the European population would not let a computer make money decisions. The own bank is still the top choice when it comes to managing money. How else do Europeans manage their money as the world goes mobile?

Our survey finds 21% of the European population rarely carry cash but 76% say they will never go completely cashless. So for what exactly do Europeans use cash and for what do they use mobile banking? You can find in this study.

Our survey finds 52% of the European population expect to pay more and more with their smartphone in the future. More about Europeans paying online can you find in this study.

Our survey finds 58% of the European population who have a mobile device have also shopped on it, buying goods and services via a smartphone or tablet. Men and under-35-year-olds are most likely to have shopped online. What about your age?

Our survey finds 80% of the European population who use mobile banking say they manage their finances better. As a country, people in Turkey manage their finances best. How is your country comparing?

Our survey finds that in the majority of European countries people keep control of their money very carefully and this increases with age. More about the financial competence of Europeans you can find in this study.

Savings

Our survey finds before corona on average 36% of Europeans said they would not feel like they were going into debt if they selected to buy-now-pay-later, pay with credit card, shop interest-free, try before they bought or signed a payment contract at the checkout. Now, during corona, this reduced to an average of 30%. Find more about it in this study.

Our survey finds half of Europeans say they are paying with card more often due to coronavirus and 44% are spending more online. Additonally just 44% are spending less overall. More details about how the coronavirus had an impact on saving you can find in this study.

Our survey finds 61% of the European population who have not yet retired worry about having enough money in retirement. More than half of European non-retirees expect they´ll need to earn something in retirement. Isn´t this crazy?

Our survey finds 55% of the European population in a realtionship manage their finances better than those who are single. More about savings and relationships you can find in this study.

Our survey finds 41% of the European population save less due to low interest rates. 56% of Europeans have not changed how they save. How does your country compare to this?

Our survey finds men in Europe are more likely than women to say they are familiar with saving and investment products. They are also more likely to invest in them. But when it comes to investment, age matters. With which saving and investment products are Europeans most familiar?

Our survey finds 31% of the European population agree it´s normal for couples to keep a few secrets about money. But there are differences in the age. More about money secrets you can find in this study.

Our survey finds 55% of the European population have some type of personal debt. How does your country compare?

Our survey finds almost one-in-three in Europe do not have any savings. But for those who do, save primiarily for unexpected expenses or other emergencys. Furthermore, saving for children and housing ranks highly as well. But how does the age play a role? This study shows the answer.

Special Reports

Our survey finds plastic waste and climate change are the most pressing environmental problems for Europeans. 74% think protecting the environment should be given priority, even if it causes slower economic growth. How does your country compare at this topic?

Our survey finds about a third of all people in Europe have heard of the sharing economy and about a third think they their participation in the sharing economy will increase the next year. But there are big differences in countries and age groups. What´s about your age group?

Our survey finds about a third of all people in Europe expect to retire at a later age due to the financial crisis. How does this look like in your country?

Our survey finds that in the majority of European countries people keep control of their money very carefully, this increases with age. More about the financial competence of Europeans you can find in this study.

Österreich

Our survey finds Austrians rank direct banks such as ING better in conditions, innovations and sympathy than branch banks. Which lines of development can also be drawn? You can find it in this study.

Our survey finds 68% in Austria still think the bank advisor is the most suitable source of information around the topic finances. But what about financial internet portals? How established are those in Austria? This study shows you the answer.

Our survey finds Austrian savers lost 2,2% (or € 15 billion) in the first quarter of 2020 across from the end of 2019. Additionally cash grew by far the most in the first quarter. More details about how covid-19 impacted the financial assets you can find in this study.

Based on facts like competence, patent applications, internet access or employment in the high-tech-sector, Austria is placed on 10th place of countries in the euro zone. For the third time in a row, the capital Vienna is the winner of the ING innovation comparison. Find more about it in this study.

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